Terms of Service
These terms of service govern your use of the Assetnoría website and participation in our workshops. By accessing our website or registering for workshops, you agree to these terms.
Workshop Services
Educational Purpose
Assetnoría provides educational workshops focused on financial literacy and organizational skills. Our workshops teach practical skills for managing household finances but do not constitute financial advice, investment recommendations, or personalized financial planning.
What We Provide
Our workshops include:
- Instruction on reading financial documents
- Explanation of how credit products work
- Tools and templates for expense tracking
- Practice exercises based on realistic scenarios
- Educational materials and resources
What We Don't Provide
We do not provide:
- Personalized investment advice
- Recommendations for specific financial products
- Guidance on where to invest your money
- Tax preparation or legal advice
- Ongoing financial advisory services
Registration and Participation
Eligibility
Workshops are intended for adults aged 18 and over. By registering, you confirm that you meet this age requirement.
Registration Process
To register for workshops, you must provide accurate contact information and confirm your registration at least one week before the first session. We reserve the right to refuse registration or cancel registrations that provide false information.
Group Size Limits
Workshops have limited capacity to maintain quality instruction. Registration is on a first-come, first-served basis. We may maintain waiting lists when workshops are full.
Cancellation by Participant
If you need to cancel your workshop registration, please notify us as soon as possible. Cancellation policies for paid workshops will be specified at the time of registration.
Cancellation by Assetnoría
We reserve the right to cancel or reschedule workshops due to insufficient enrollment, instructor availability, or circumstances beyond our control. In such cases, we will notify registered participants promptly and offer alternative dates when available.
Workshop Conduct
Participant Responsibilities
Workshop participants are expected to:
- Attend scheduled sessions or notify us of absences
- Participate respectfully in group discussions
- Complete practice exercises during sessions
- Respect the privacy of other participants
- Use workshop materials for personal learning only
Disruptive Behavior
We reserve the right to remove participants who engage in disruptive, disrespectful, or inappropriate behavior. No refunds will be provided in cases of removal for conduct violations.
Confidentiality
Participants may share personal financial situations during workshops for learning purposes. All participants are expected to respect the privacy of others and not disclose personal information shared during sessions.
Intellectual Property
Workshop Materials
All workshop materials, including presentations, worksheets, templates, and handouts, are the intellectual property of Assetnoría. Participants may use these materials for personal learning but may not:
- Reproduce materials for commercial purposes
- Distribute materials to non-participants
- Modify materials and present them as their own work
- Use materials to conduct their own workshops
Website Content
All content on this website, including text, graphics, logos, and design elements, is protected by copyright and may not be reproduced without permission.
Disclaimers and Limitations
Educational Information Only
Information provided in workshops and on this website is for educational purposes only. It is not intended as financial, investment, legal, or tax advice. You should consult appropriate professionals for advice specific to your situation.
No Guarantees
We make no guarantees about financial outcomes from applying skills learned in our workshops. Individual results depend on personal circumstances, decisions, and factors outside our control.
Third-Party Resources
Our website and materials may reference third-party resources or organizations. We do not endorse these entities and are not responsible for their content, services, or practices.
Limitation of Liability
To the fullest extent permitted by Mexican law, Assetnoría and its instructors shall not be liable for any indirect, incidental, consequential, or punitive damages arising from workshop participation or website use. Our total liability for any claim shall not exceed the amount you paid for workshop registration, if applicable.
Website Use
Acceptable Use
You may use our website for informational purposes and to register for workshops. You may not:
- Attempt to gain unauthorized access to website systems
- Interfere with website functionality
- Use automated systems to scrape content
- Transmit malicious code or viruses
- Impersonate others or provide false information
Website Availability
We strive to maintain website availability but do not guarantee uninterrupted access. The website may be unavailable during maintenance or due to technical issues beyond our control.
Privacy
Our collection and use of personal information is governed by our Privacy Policy. By using our website or participating in workshops, you consent to our privacy practices as described in that policy.
Modifications to Terms
We may modify these terms of service at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website or participation in workshops after changes constitutes acceptance of modified terms.
Governing Law
These terms are governed by the laws of Mexico. Any disputes arising from these terms or workshop participation shall be resolved in the courts of Veracruz, Mexico.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Contact Information
Questions about these terms should be directed to:
Assetnoría
C. Xico 34
Xalapa, Veracruz
Mexico
Email: info@assetnoria.com
Phone: +52 228 812 1761